Financial Programs

Targeted financial programs help Stafford’s business community prosper

Micro Loan Fund

The Micro Loan Program provides low-cost, short-term financing aimed at growth opportunities and immediate needs of new and existing businesses. Eligible businesses include, though are not limited to, retail businesses, service enterprises, small batch manufacturing firms, makers, and advanced technology businesses. Businesses must be registered and current with Stafford County.

Business Growth Fund

The Business Growth Fund provides market-rate gap financing to businesses for commercial real estate development; furniture, fixtures, and equipment; inventory; and working capital.
Eligible businesses include commercial real estate development companies, non-profit organizations, non-profit CDCs engaged in real estate development projects, commercial and industrial businesses, wholesale, retail, service enterprises, advanced technology companies, and manufacturing firms. Businesses must be registered and current with Stafford County.

Smart Technology Innovation Loan Fund

The Smart Technology Innovation Loan (STIL) is designed to stimulate the growth of new and innovative technology-based businesses in Stafford County. The STIL provides early stage capital to technology companies and businesses as a forgivable loan.

The Program is part of the strategy to create new jobs, encourage new business start-ups and expansion, and grow tax base by assisting entrepreneurs and stimulating business growth in the County.

Community-Based Organizations Support Program

The Community-Based Organization’s Support program provides financial support to community-based organizations and businesses whose efforts emphasize job creation, economic and community growth, and that align with the EDAs mission of attracting new businesses, retaining existing businesses, and championing forward-looking initiatives for sustainable growth. To qualify, applicants must be registered nonprofits or business entities within Stafford County. See application for details.

To learn more about EDA loan programs, contact Josh Summits.

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